It was more than 126 years ago that a group of railway employees got together to form a cooperative. Each person regularly contributed a small amount of money to a fund that would be used to help out any of the group members if they needed a hand with expenses related to illness or injury. Incredibly, that cooperative went on to form Australia's first registered health fund, now known as rt health fund.

In some ways we're still a little old-fashioned – we're still driven by the goal of helping transport and energy industry employees and their families in the same spirit of friendship, compassion and care that we began with. And we're still committed to making sure the health cover we provide today delivers real value and is relevant to our members' healthcare needs.